Central PA 
Financing Availability
Financing Benefits
Principal Only Payoff
We offer assumable contracts with principal-only payoff calculations. Most financing companies require you to pay the full amount of the periodic payment over the remainder of the term or be forced to pay something like a 5% penalty. All Power Wash Store contracts can be paid off at any time without any penalty or additional interest.
The benefits of principal only payoffs include low payments, tax benefits of commercial loans (EFA’s) and greater ability to preserve personal credit. Greater flexibility. More peace of mind.
Assumable Contracts
All Power Wash Store contracts are assumed, meaning financing for our products may be transferred. You aren’t locked into a contract you can’t escape.
This is a great advantage for resale. If your equipment is no longer needed for your business, you may resell the equipment without the fear of being locked in to fixed payments for tools you don’t even use anymore. It's a win/win for purchasers and re-salers of power wash equipment alike.
Challenged Credit
We use a comprehensive approach to analyze your credit history and determine what financing option is best for you. Surprises and straight bad luck shouldn’t keep you from making a crucial investment for your business. The following information is used to approve applicants with challenged credit:
- Business profile. Steady income history helps your case.
- Security deposit. Placing security deposits help mitigate risk.
- Cosigners. A qualified cosigner will vouch for your reliability.
- Collateral. Placing collateral (a vehicle or other asset) means we can secure your performance to offset your credit.
You don’t need a perfect credit history to work out a great financing plan with Power Wash Store. We’ll work hard to approve your application.
New Start-Up
Starting a new venture and worried about financial risk? We’ve got you covered.
- Commercial vs. personal financing. With commercial financing, we don’t report to lien your personal assets or personal credit. Your personal assets will not be at risk.
- Free up cash flow. Your monthly expenses are easily regimented, and you can keep your regular cash flow.
- Direct lending. You work with us and us alone. You’ll have a great financing experience without worrying about having your contract sold.
We’ve been right where you are.
We are the best financing partner you’ll find to help build your business from the ground up.
Financing Options
Equipment Finance Agreement (EFA/Loan)
With the Equipment Finance Agreement, you’ll own the equipment right from the start. Power Wash Store only takes security interest in the equipment.
Key benefits:
- Principal-only payoffs
- No reporting to personal credit
- You use OUR money
- Quick loan approval (think days, not weeks)
- Amortized payments
Finance with Power Wash Store, and you’ll have access to our complete support programs, including homeowner support and asset protection insurance.
Flex Loan (EFA) or Flex Leasing
Building your business is a huge challenge. You won’t stress a bit over financing your growth with Power Wash Store. We offer both flexible loans (EFA’s) and leases to be customized to your particular tax/professional needs.
Loan (Equipment Financing Agreement)
- Principal-only payoffs
- Assumable contracts
- Accelerated depreciation or Section 179 benefits
- Appears as loan/debt on the balance sheet
- No balloon payment
Lease (10% Purchase Option)
- Principal-only payoffs
- Assumable contracts
- Payments can be tax-deductible as monthly rental expense
- Won't show as a loan/debt on balance sheet
- Lower monthly payments
More Options for Loans OR Leases
- 250 Out the Door: Pay as little as $250 taking delivery of your equipment. Regular monthly payments start in 30 days.
- 3@$99 or 6@$99: Your first 3 or 6 payments are $99. Then, your contract converts to regular monthly payments.
- Mulligan: You may skip one payment per year!
- Seasonal Payments: You may choose 3 months per year where you need a lower monthly payment, and they don’t need to be consecutive. This is aGREAT option for seasonal businesses.
We customize our financing programs to your needs! Contact us and we’ll help you work out the right solution for YOU.
Master Contract
The Master Contract approves you for a specific amount of money you may draw from at any time over a 6 month period for equipment purchases.
If you are pre-qualified for $30,000 and you use $2,000 today, you’ve got $28,000 remaining you may use over the next 6 months.
This program was designed so you are prepared for whatever is coming in the future. You may set up a Master Contract if you’re planning on multiple equipment purchases or just want the peace of mind knowing you’ve got funds for more purchases.